Financial & Insurance

Your treatment plan will include a breakdown of all applicable fees, and we will inform you of all costs before treatment is administered. Payment is expected at the time treatment is rendered, unless special arrangements have been made prior to your appointment.

Smiles by CDO offers a variety of payment options to meet your needs, including cash, checks, and Visa, MasterCard, American Express and Discover credit cards. We also offer very flexible in-house financing with 0% Interest, No Credit Checks! Additionally, we also offer financing through CareCredit. These flexible payment options allow you to pay for your treatment over a period of time so you can focus on what matters most – keeping your smile healthy!

We also extend courtesy discounts to patients who pay in full and to those with multiple family members undergoing treatment, as well as Military and Teacher discounts!

We thoroughly explain your options so that we can accommodate and customize your needs!


Additionally, we will submit all insurance claims on your behalf for your convenience. If your insurance covers orthodontic treatment, you will receive the benefit of reduced personal costs. Many insurance policies have a lifetime orthodontic benefit that is distinct from regular dental insurance. Remember that insurance policies vary, and we will review your insurance to determine the appropriate course of action.

We will fully attempt to help you receive full insurance benefits; however, you are personally responsible for your account, and we encourage you to contact us if your policy has not paid within 30 days.

For more information on Financial & Insurance for Pediatric Dental Treatment, click here.
For more information on Financial & Insurance for Orthodontic Treatment, click here.
For any financial questions, please e-mail us at